Arizona Paycheck Tax Calculator
Arizona uses a flat income tax rate of 2.50%, meaning all taxable income is taxed at the same rate regardless of how much you earn. This simple structure makes it easy to estimate your Arizona state tax withholding — multiply your taxable income by 2.50% to get your annual state tax. On top of state income tax, workers in Arizona also pay federal income tax at progressive rates and FICA taxes for Social Security and Medicare. Pre-tax deductions like 401(k) contributions and health insurance premiums can reduce your taxable income and lower both your federal and state tax bills. Use the calculator above to see a complete breakdown of your Arizona take-home pay.
Pre-Tax Deductions
Post-Tax Deductions
Additional Withholding
How Arizona paycheck taxes work
In addition to federal taxes, Arizona workers have state income tax withheld from each paycheck. Arizona applies a flat 2.50% rate to all taxable income.
Arizona's standard deduction is $13,850 for single filers and $27,700 for married filing jointly. This is subtracted from your income before state brackets are applied.
Federal income tax is also withheld, using 2025/2026 brackets from 10% to 37%. The federal standard deduction ($14,600 single, $29,200 MFJ) is separate from any Arizona state deduction.
Arizona income tax brackets 2025 & 2026
| Income Range | Tax Rate |
|---|---|
| All taxable income | 2.50% |
Arizona uses a flat income tax rate applied to all taxable income.
How to use this calculator
- Enter your gross salary as an annual amount or per paycheck.
- Select your pay frequency (weekly, bi-weekly, semi-monthly, monthly, or annually).
- Choose your filing status and confirm Arizona is selected.
- Add any pre-tax deductions (401k, health insurance, HSA, FSA) to lower your taxable income.
- View your take-home pay, effective tax rate, and full annual breakdown in the result panel.
Arizona Paycheck Tax FAQ
How much tax is taken from a $60,000 paycheck in Arizona?
On a $60,000 annual salary in Arizona, a single filer paying bi-weekly can expect federal income tax, Social Security, and Medicare to take roughly 20–25% of gross pay. Arizona state income tax adds further withholding. Use the calculator above to get an exact number based on your deductions and filing status.
Does Arizona have state income tax?
Yes. Arizona has a state income tax. The rate is a flat 2.50% on all taxable income. Use the calculator above to see your exact Arizona withholding.
What is the Arizona standard deduction?
Arizona's standard deduction is $13,850 for single filers and $27,700 for married filing jointly (2025/2026). This amount is subtracted from your income before state tax brackets are applied.
How do I reduce my tax withholding in Arizona?
To reduce withholding, submit a new W-4 form to your employer. Increase your pre-tax contributions to a 401(k), HSA, or FSA to lower your federal and state taxable income. Arizona may also have its own withholding certificate — check with your employer's HR department. Contributing to tax-advantaged accounts is the most direct way to legally reduce the taxes withheld from each paycheck.
What are Arizona payroll taxes?
Every Arizona worker pays federal payroll taxes: Social Security (6.2% on wages up to $168,600) and Medicare (1.45% on all wages). In addition, Arizona state income tax is withheld from each paycheck.
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